If you drive a car you will need to insure it . The type of insurance you get varies according to the extent of protection it provides and how much it costs you.
Fully Comprehensive insurance is the most expensive and covers everything - damage to your car, personal injury costs and any third party's vehicle and property. On very old, cheap cars, annual comprehensive premiums can cost more than the car is worth. But it's a must if you are buying a car using a credit agreement or a loan because if the car is a write-off or stolen you still have to continue paying the finance. Read more
Home owners need two types of home insurance. Buildings insurance cover pays for damage to your home caused by, for example, subsidence or fire. Contents insurance cover protects your household possessions. These two types of insurance cover may be bought separately but it is often more convenient and cost-effective to buy them under one policy. Read more
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Life Insurance If you have a family, life insurance can give you peace of mind that they will be looked after in the tragic event of your death. None of us like to think about it, but understanding how this type of insurance works could save you money. Read more |
Travel Insurance Each year holidays are ruined by illness or robbery or even the sudden need to return home because someone else is ill. There's no legal requirement for you to have insurance when you travel abroad but if you find yourself in a situation like that you'll bless the day you took a policy out. Read more. |
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Health Insurance Private medical policies provide cover for the costs of private medical treatment for curable, short-term medical conditions. Essentially, it allows you to jump long National Health Service queues for minor, non life-threatening conditions. Read more |
Dental Insurance Are you struggling to visit a dentist under the NHS? Perhaps it's time to consider going private and getting dental insurance to cover the cost. Dental insurance offers more flexibility in that you get to choose your dentist. Read more |
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Pet Insurance It doesn't matter whether your cat is a Persian blue or more at home in an alley, pets are part of the family and no-one wants to see them suffer. However, there's no NHS for animals. If Fido or Puss is hurt in an accident or becomes ill, you are responsible for paying the vet's bill. And that can be very expensive. Read more |
Breakdown Insurance Breakdown cover is a worthwhile policy to have, especially if you drive frequently. Each year, thousands of motorists get stuck on the side of the road. We take you through the different types of breakdown cover and what exactly they offer. Read more |
